Philip J. Fogli, Jr. | CLU, ChFC, CFP®, AIF®
Role and Expertise
As a Partner at FRS Advisors, Phil works with clients to design and manage defined contribution and pension plans customized to meet their organizations’ specific needs. He is also a Principal and co-head of retirement services for Exude-FRS, an affiliate of FRS Advisors.
With over 15 years in the pension and retirement plan space, Phil has managed all ends of the retirement plan business. He has a unique perspective from having founded, managed, and successfully sold both recordkeeping and pension administration organizations. Phil’s work also includes the pioneering and implementation of an alternative to the state pension system for Pennsylvania-based Charter Schools; this undertaking has created pension savings in the tens of millions of dollars each year for Pennsylvania schools and teachers. With a focus on plan advisory services, Phil strives to find unique solutions and plan designs that will streamline plan servicing for his public and private sector clients and drive retirement readiness for his plan participants.
An Accredited Investment Fiduciary®, Phil has specific expertise in investment advisory, recordkeeping, and administrative retirement plan operations and serves as a consultant on issues such as ERISA and fiduciary risk mitigation, as well as retirement plan investment structure optimization.
Before joining FRS, Phil served as a Retirement Plan Advisor for Raymond James, the diversified financial services holding company, acting as fiduciary and investment consultant for pensions and defined contribution retirement plans. Prior to that, he spent six years as a Pension Consultant with Principal Financial Group (Princor) while founding (and later selling) recordkeeping and administration firm Custom (k). Earlier in his career, Phil handled pension sales and performance reporting management for Nationwide Securities (Nationwide Provident).
Accredited Investment Fiduciary®
Certified Financial Planner®
Chartered Financial Consultant
Chartered Life Underwriter
Member, American Society of Pension Professionals and Actuaries
Published in several industry journals and regular contributor to Employee Benefit News
Featured on Fox Business and a regular contributor to The Wealth Channel on retirement plan issues
B.F.A., Syracuse University